Following are the main disadvantages of unit banking: 1. No Economies of Large Scale: Since the size of a unit bank is small, it cannot reap the advantages of large scale viz., division of labor and specialization. 2. […]
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Sunday, August 16, 2015
Following are the main advantages of unit banking: 1. Efficient Management: One of the most important advantages of unit banking system is that it can be managed efficiently because of its size and work. Co-ordination and control becomes […]
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The banking system in different countries varies substantially from one another. Broadly speaking, however, there are two important types of banking systems, viz., unit banking and branch banking. ‘Unit banking’ means a system of banking under which banking […]
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A bank is a business organization engaged in the business of borrowing and lending money. A bank can earn income only if it borrows at a lower rate and lends at a higher rate. The difference between the […]
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An efficient capital market is an essential pre-requisite for industrial and commercial development of a country. An organized and well-developed market operating in a free market economy ensures the best possible co-ordination and balance between the flow of […]
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The term “Capital Market” is used to describe the institutional arrangements for facilitating the borrowing and lending of long-term funds. Usually, stress is laid on the markets for long term debt and equity claims, government securities, bonds, mortgages, […]
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Banks lend for working capital requirements in the form of: 1. Loans 2. Cash credit 3. Overdraft 1. Loans: This is the oldest and very popular form of lending by the banks. In case of loans, financial assistance […]
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